For most people, the primary objective of an estate plan is to care for their spouse or partner. Typically this is a matter of gifting most, if not all, your property directly to your spouse. But it also includes making it easy for the spouse to access those assets once you are gone. Occasionally, a surviving spouse cannot get at the assets. A common example is where a bank account was inadvertently left in the decedent’s name and the bank refuses access for the surviving spouse. This, and other similar situations, can be avoided with proper funding of trusts – a key component in proper estate planning.